Susan Craig's Partners of Choice
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Mortgage Lender: Jim Duffy
Jim Duffy
Phoenix Global Mortgage
1010 Huntcliff, Ste. 2315
Atlanta, GA 30350
770.518.2440
jduffy@phoenixglobalmortgage.com
GA Residential Mortgage Licensee # 6933
I want to welcome you and introduce myself, Jim Duffy, and my team. I have worked hard over the years to assemble a top class team to provide a mortgage concierge level services. And proof of that as so many leave the mortgage business during these times, is that we’re still here.
Buying a new home is a difficult enough task. How many bedrooms, the right school district, is the back yard big enough to do what we want? A thousand questions. Then, add to the the mysterious world of home finance and searching for the best and lowest interest rates. I meet with nearly all my clients in person to review their financial situation and goals, and then suggest a loan product that will enhance their ability to manage the debt the best way possible and grow wealth as quickly as possible. You see, today a mortgage is no longer just a mortgage, but a financial instrument. A very important financial instrument that can, structured properly, propel one to meet their financial goals more quickly.
Refinancing your current mortgage should also be done with one’s overall financial goals in mind, and should be structured to manage the debt and build wealth as effectively as possible. As a rule of thumb, I like to structure refinances in a falling interest rate market with lender paid closing costs, so that your loan balance remains the same, while you benefit immediately from added monthly savings. If you are tapping into home equity to consolidate debt, for example, then I will prepare for you an Equity Reposition Analysis so that you can see on paper exactly what the monthly savings and added tax savings will be. Sometimes it can make sense to pay the closing costs, and sometimes - although rarely - it makes perfect sense to pay points. What is your situation? Whatever the situation, I am sure it is uniquely your own, and I structure the loan around that.
My Areas of Expertise
- Buying A First Home
- Buying a Move Up Home
- Financing Through a Divorce
- Buying With No Credit History
- Non-Occupant Co-Borrower
- Buying Bank Owned Real Estate
- Investment Purchases
| - VA Loans
- USDA Rural Development Loans
- Short Refinances
- Financing HUD Homes
- Structuring Debt to Build Wealth
- Spanish Speaking
- Zero Down - Government Loans
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Well, welcome to this national FHA blog, with some of the best in the country. I cut my teeth in this business on FHA loans, just like a lot of those on this blog. And, even when we had subprime and Alt-A and B Paper and Piggybacks… I still did FHA loans for clients every time they made sense, because even though FHA was more difficult for the loan officer to put together, it often was just the best option for my clients. Now, those of us who know FHA inside and out are in a unique position in the industry - and maybe that’s why we’re still here, and ready to work with you to finance your home.
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Attorney: Jin Kim
What We Do |
| At The Kim Firm, LLC we understand that buying or selling a home can be an exciting, yet stressful time. That is why we are dedicated to educating and supporting our clients during this process. Throughout this website, you will find a wide variety of helpful information to refer to as you move forward in the loan process. We will provide you with the best customer service possible. Please feel free to contact us with any questions or concerns you might have. Thank you for choosing The Kim Firm, LLC |
The Kim Firm, LLC
Jim Kim
5755 North Point Parkway
Suite 50
Alpharetta, Georgia 30022
Phone : 678.990.3038
Fax : 678.990.3155
KimFirm.com
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Ho
me Inspector: Mark Stephens
Residential Home Inspections
Our ASHI certified staff will examine and report on all components of your home. We carefully oobserve and test the following:
- Structural Components
- Roofing System
- Exterior Components
- Electrical System
- Heating and Cooling Systems
- Insulation and Ventilation
- Plumbing System
- Interior Components
- Appliances
- Fireplaces
We will report and advise on their condition and potential for failure. We also describe your systems for you and help you with proper operation and location of their elements. We will provide you with an education about your purchase. Our unique system allows us time to carefully guide you through a tour of your house at the conclusion of the inspection allowing you the opportunity to ask questions about it?s components. Note taking is not necessary as you will receive an extensive report designed specifically for your home. (Not a checklist)
We go beyond the recommended standards because we believe that you want to feel comfortable with your purchase.
New Construction Inspections
Our New Construction inspection delivers to you the same extensive services that you would receive with any residential inspection plus the added security of knowing that your installed components have been pre-tested for you so there are no surprises upon you taking possession. We will determine for you some of the punch-list items that your builder can correct for you.
Mark Stephens
Mark was born and raised in Atlanta and graduated from Oglethorpe University in 1980. He started and managed Stephens Landscaping for 23 years, which exposed him to numerous commercial and residential construction projects. Mark is ASHI certified and has been inspecting homes since the start of 2003. He lives in the Buckhead area and is married with two children.
Call Me on My Cell at
404-259-1682
or
Email Me at
markstephens55@yahoo.com
Termite Inspections and Pest Control
| Termite Solutions | | Pest Solutions |
Termite Damage Warranties
- 1 Million Dollar Damage Limit
- No Deductibles
- Structural Damage Covered
- Cosmetic Damage Covered
Real Estate Clearance Letters
Rigid Foam Board Removal
Free Inspections & Quotes
Moisture and Fungus Control
| | Money Back Guarantee
No Start-Up Charges
No Long Term Commitments
Monthly / Quarterly / Yearly
Exterior Only Services Available
Free Re-Treatments If Needed
On Call Services
Phone Quotes
Low Odor
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Contact Information Website: http://www.gapestpro.com:80/ Phone:
770-237-3244
Fax:
770-237-9929
E-Mail Customer Service:
info@GaPestpro.com
Mailing Address:
Chemical Technologies of Georgia, Inc.
P.O. Box 2161
Lawrenceville, Georgia 30046
Shipping Address:
Chemical Technologies of Georgia, Inc.
77 Scenic Highway
Lawrenceville, Georgia 30045
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Give us a call and we would be happy to provide a price for our
pest control services. For termites, we can provide a rough estimate
over the phone, then perform a free inspection with an exact quote.
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